The Mortgage Chat

Hey guys, my name is Tony Xia the host of The Mortgage Chat. In this podcast series, we tune in for expert advice, strategies, and tips to navigate property ownership with confidence. Thanks for watching our podcast!

Podcasting since 2023 • 51 episodes

The Mortgage Chat

Latest Episodes

SMSF Mistakes Australians Should Avoid

🏘 Self-Managed Super Funds (SMSFs) are becoming more popular especially for Australians looking to invest in property.But an SMSF isn’t the right strategy for everyone.In this episode of The Mortgage Chat, Tony explains <...

May 24, 2026 • 12:13

Why Fuel Prices Affect Property & Interest Rates

⛽ Ever wondered why rising oil prices can eventually affect your mortgage repayments?In this episode of The Mortgage Chat, Tony explains the connection between oil prices, inflation, and interest rates and why global even...

May 10, 2026 • 9:45

How Australians Pay Off Home Loans With Property

🏡 What if just one investment property could help you pay off your home loan faster?In this episode of The Mortgage Chat, Tony explains how a single well-structured investment can support your long-term plan to red...

April 26, 2026 • 14:03

Why Smart Investors Avoid Cross Collateralisation

🏘 Did you know some loan structures can quietly trap you with one lender and limit your ability to refinance?In this episode of The Mortgage Chat, Tony breaks down cross collateralisation, why it’s still being used...

April 12, 2026 • 10:29

How CGT Changes Could Impact Property Investors

💰 Capital Gains Tax (CGT) changes are being talked about again and investors are paying attention.In this episode of The Mortgage Chat, Tony breaks down the proposed CGT changes, what they could mean for property investor...

March 29, 2026 • 15:16

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